Our Tools<\/strong><\/p>\n<\/div> Afirmo has partnered with leading insurance brokers and Tier One insurance underwriters (the large companies that actually insure you) to bring you a suite of insurance products. Afirmo\u2019s Insurance Tool is integrated with Afirmo\u2019s other tools to bring you some unique benefits.<\/p>\n<\/div><\/div><\/div> You\u2019ve poured your hopes, dreams, time, money, and energy into starting your small business, now\u2019s the time to protect what you\u2019ve built. No one wants to think about things going wrong, but we think it\u2019s better to be safe than sorry.<\/p>\n Afirmo\u2019s got you covered. Whatever industry you\u2019re in or stage your business is at, we\u2019ll help you find the best insurance options for you.<\/p>\n<\/div><\/div><\/div><\/div><\/div> Most online insurance tools are offered by insurance underwriters directly to the public to cut out the broker. The broker can represent the customer (you) or the underwriters. Here at Afirmo we only partner with brokers that represent our customers because when it comes to claim time, we need to know we are all batting for the same side, you!<\/p>\n Afirmo has built a truly unique insurance tool because we collect information from other tools in Afirmo to help protect you better:<\/p>\n<\/div> When you complete your Afirmo Business Profile<\/a>, Afirmo will help you choose your BIC code<\/strong> (Business Industry Classification). We use this code to identify what insurance cover you should consider<\/p>\n<\/div><\/li> If you use Afirmo\u2019s Money Tool and categorise a transaction to an asset<\/strong>, Afirmo will alert you so that you can consider arranging asset insurance for that new purchase<\/p>\n<\/div><\/li> If you have business interruption<\/strong> insurance at a set income level and the money or tax tool can see you have grown past that level, Afirmo alerts you to review your cover<\/p>\n<\/div><\/li><\/ul> Building an integrated small business app with an insurance tool allows Afirmo to embed these features in a unique way to help you keep on top of things. Get an online competitive quote from Afirmo\u2019s broker partners, tailored to your business on a no-obligation basis.<\/p>\n<\/div><\/div><\/div> Arrange a meeting straight from the app. Use the Zoom link or arrange a phone call. We will have you covered in minutes.<\/p>\n<\/div><\/div><\/div> Based on your Business Industry Classification (BIC) Code Afirmo will show you insurance covers that you should consider.<\/p>\n<\/div><\/div><\/div> Upload your existing policies into Afirmo and we will alert you come renewal time.<\/p>\n<\/div><\/div><\/div> If you choose to, Afirmo will work behind the scenes to try and beat your existing insurance costs. We will tell you if we can save you money.<\/p>\n<\/div><\/div><\/div> If you use Afirmo\u2019s Money Tool, and we see a change in your position, we will alert you to review your insurance cover.<\/p>\n<\/div><\/div><\/div> See all your uploaded insurance policies at a glance in the summary including total premium amounts.<\/p>\n<\/div><\/div><\/div> Afirmo is a regulated Financial Service Provider (FSP1003091) governed by the Department of Internal Affairs. Afirmo partners with RMA General Limited, also a registered Financial Services Provider (FSP691192) to offer insurance brokerage services.<\/p>\n RMA General Limited is an insurance broker trading as RMA Financial.<\/p>\n RMA General works with all the leading insurance underwriters including:<\/p>\n<\/div>\n Guide to financial strength ratings:<\/strong><\/p>\nInsurance Tool<\/h1><\/div>
![](\"https:\/\/marketingwebsite.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/Afirmo_iPad_Insurance-v2.png\" "\\"Afirmo_iPad_Insurance-v2\\"")
<\/span><\/div><\/div><\/div>Protect<\/span> what you\u2019ve built<\/h2><\/div>
Afirmo\u2019s Unique<\/span> Insurance Tool<\/h2><\/div>
\nInsurance is only useful if its current and set at the right levels, based on what your business is up to.<\/p>\n<\/div><\/div><\/div>With Afirmo\u2019s Insurance Tool you can:<\/h3><\/div><\/div><\/div>
![\"\"](\"https:\/\/marketingwebsite.afirmo.com\/nz\/wp-content\/uploads\/2022\/08\/Afirmo-Insurance-Quote-1-icon.png\"){kind=icon}
<\/div>Get Competitive Quotes <\/h2><\/div>
![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/broker-meeting.png\")
<\/div>Schedule a broker meeting<\/h2><\/div>
![\"\"](\"https:\/\/marketingwebsite.afirmo.com\/nz\/wp-content\/uploads\/2022\/08\/Afirmo-Insurance-Types-7-icon.png\"){kind=icon}
<\/div>See possible insurances<\/h2><\/div>
![\"\"](\"https:\/\/marketingwebsite.afirmo.com\/nz\/wp-content\/uploads\/2022\/08\/Afirmo-Insurance-Quote-3-icon.png\"){kind=icon}
<\/div>Receive Renewal Reminders <\/h2><\/div>
![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/open-to-offers.png\")
<\/div>Be Open to Offers <\/h2><\/div>
![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/money-tool-alerts.png\")
<\/div>Receive Money Tool Alerts<\/h2><\/div>
![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/market-research.png\")
<\/div>Receive an Insurance Summary<\/h2><\/div>
Who does Afirmo partner<\/span> with to offer Insurance?<\/h2><\/div>
\n\n
\n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/aig.png\")
<\/a><\/h3>\n<\/td>\nAmerican International NZ Ltd.<\/strong> A rating.<\/strong> Group trading since 1919.<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/chubb.png\")
<\/a><\/h3>\n<\/td>\nChub Insurance New Zealand Ltd.<\/strong> AA- rating.<\/strong> Group trading since 1882.<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/delta.png\")
<\/a><\/h3>\n<\/td>\nDelta Insurance NZ Ltd.<\/strong> A+ rating.<\/strong> Group trading since 2014. (Underwrites on behalf of Lloyds).<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/dual.png\")
<\/a><\/h3>\n<\/td>\nDual NZ Ltd.<\/strong> A+ rating.<\/strong> Group trading since 1994. (Underwrites on behalf of Lloyds).<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/zurich.png\")
<\/a><\/h3>\n<\/td>\nZurich Australian Insurance Ltd.<\/strong> AA- rating.<\/strong> Group trading since 1872.<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/nzi.png\")
<\/a><\/h3>\n<\/td>\nIAG New Zealand Ltd.<\/strong> AA- rating.<\/strong> Group trading since 1859.<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/qbe.png\")
<\/a><\/h3>\n<\/td>\nQBE Insurance (Australia) Ltd.<\/strong> A+ rating.<\/strong> Group trading since 1886.<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/vero.png\")
<\/a><\/h3>\n<\/td>\nVero Insurance NZ Ltd.<\/strong> AA- rating.<\/strong> Group trading since 2003. Part of Suncorp New Zealand group.<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/star.png\")
<\/a><\/h3>\n<\/td>\nStar Underwriting Agents Ltd.<\/strong> A+ rating.<\/strong> Group trading since 2002.<\/td>\n<\/tr>\n \n \n ![\"\"](\"https:\/\/www.afirmo.com\/nz\/wp-content\/uploads\/2023\/01\/ando.png\")
<\/a><\/h3>\n<\/td>\nHollard Insurance Company Pty Ltd.<\/strong> A- rating.<\/strong> Group trading since 1980.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n \n\n
\n AAA<\/strong><\/td>\n Extremely Strong<\/td>\n<\/tr>\n \n AA<\/strong><\/td>\n Very Strong<\/td>\n<\/tr>\n \n A<\/strong><\/td>\n Strong<\/td>\n<\/tr>\n \n BBB<\/strong><\/td>\n Good<\/td>\n<\/tr>\n \n BB<\/strong><\/td>\n Marginal<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/div><\/div><\/div> Frequently Asked Questions<\/h2><\/div><\/div><\/div>