{"id":2512,"date":"2023-10-27T15:27:50","date_gmt":"2023-10-27T02:27:50","guid":{"rendered":"https:\/\/marketingwebsite.afirmo.com\/nz\/?page_id=2512"},"modified":"2025-10-21T06:32:26","modified_gmt":"2025-10-20T17:32:26","slug":"afirmo-vs-xero","status":"publish","type":"page","link":"https:\/\/www.afirmo.com\/nz\/afirmo-vs-xero\/","title":{"rendered":"Afirmo vs Xero"},"content":{"rendered":"

What’s the difference?<\/span><\/span><\/h4>\n<\/div>

Xero is a well-known online accounting software provider. There is no question that they have a great product, the question is are they right for you and your business? They cater well to large and complex organisations with their robust platform and integrations. Until now, there haven\u2019t been many alternatives for smaller businesses, or people who don\u2019t need all the bells and whistles – but all that changed with Afirmo.<\/p>\n

Afirmo makes starting your business easy. We provide all the essential services you need, so you can get up and running smoothly including choosing your business structure, business basics, and marketing.<\/p>\n

Choosing between Afirmo and Xero comes down to four key questions:<\/p>\n

    \n
  1. What features do you need?
    \n<\/b><\/li>\n
  2. Where are you at in your business journey? <\/b><\/li>\n
  3. What type of business do you own? <\/b><\/li>\n
  4. How much accounting AND accountant fees do you want to pay? <\/b><\/li>\n<\/ol>\n<\/div><\/div><\/div>
    <\/span><\/div><\/div><\/div><\/div><\/div>

    What features do you need?<\/span><\/h3>\n<\/div>
    <\/div>\n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n
    Features<\/th>\nAfirmo<\/th>\nXero<\/th>\n<\/tr>\n<\/thead>\n
    Business Set Up tools <\/span><\/td>\n\u2705<\/td>\n\u274c<\/td>\n<\/tr>\n
    Link existing bank account(s)<\/span><\/td>\n\u2705<\/td>\n\u2705<\/td>\n<\/tr>\n
    Create bank wallets<\/span><\/td>\n\u2705<\/td>\n\u274c<\/td>\n<\/tr>\n
    Unlimited sales quotes and invoices<\/span><\/td>\n\u2705 (All Plans)<\/td>\n? ($75+ NZD monthly plans only)<\/td>\n<\/tr>\n
    Insurance Cover<\/span><\/td>\n\u2705<\/td>\n\u274c<\/td>\n<\/tr>\n
    Accounts preparation<\/span><\/td>\n\u2705<\/td>\n\u274c<\/td>\n<\/tr>\n
    Tax agent support<\/span><\/td>\n\u2705<\/td>\n\u274c<\/td>\n<\/tr>\n
    Reporting<\/span><\/td>\n\u2705 (All Plans)<\/td>\n? (Available as Add-on)<\/td>\n<\/tr>\n
    Claim unlimited expenses<\/td>\n\u2705 (All Plans)<\/td>\n? ($75+ NZD monthly plans only)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
    <\/div>

    *Details based on publicly available non-promotion-based pricing from xero.com and currency exchange rates as of November 2024. All prices shown in NZD.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

    Consider the critical functions you need from your accounting software, to run your business. Afirmo excels at the following:<\/p>\n

    Unlimited bookkeeping basics on all plans. <\/b><\/p>\n

    One thing to note is that all Afirmo plans include unlimited sales quotes, invoices, transactions, and reconciliations. Whereas Xero limits access to these features depending on your plan.<\/p>\n

    Tax returns and accountant support are included in Afirmo pricing<\/b><\/p>\n

    We recognise keeping on top of your tax obligations is one of the biggest struggles of business ownership. This is why Afirmo offers you plans that include full tax agency support, preparing and filing your GST and Income Tax returns. Xero does not offer you this service \u2013 for tax agency support you still need to enlist an accountant in addition to Xero software.
    \n<\/b><\/p>\n

    Afirmo doesn\u2019t do add-ons<\/b><\/p>\n

    Xero does offer some functionality (at a price) that we do not. While Xero includes features like payment integrations, inventory management, and project tracking, Afirmo takes a more streamlined approach. We focus on essential financial tools without add-ons that may not be necessary for all businesses. This simplicity makes Afirmo user-friendly and significantly more affordable than Xero. So, for businesses seeking straightforward and budget-friendly solutions, Afirmo stands out as the best choice.<\/span><\/p>\n<\/div>

    See Afirmo Pricing<\/span><\/a><\/div><\/div><\/div>
    <\/span><\/div><\/div><\/div><\/div><\/div>

    Cost Savings Calculator<\/span><\/h2><\/div>

    How much will I save?<\/span><\/h2><\/div>
    <\/div>\n